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Equity Releases

This is the process by which homeowners release capital tied up in their property to supplement income or savings.

Lifetime mortgages are a special type of equity release mortgage whereby there are no repayments during the lifetime of the loan but the payments and interest on the mortgage accumulate until the mortgage is repayable which will be payable at the time of the borrowers death, or when the borrower takes up permanent residence in a care home.

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