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Forces Help To Buy

This was set up to help serving UK military personnel in buying their first home or moving to a new home.

The scheme replaces both the LSAP (Long Service Award of Pay) and AFHOS (Armed Forces Home Ownership Scheme). It applies to all serving members of the British Army, the Royal Navy and the RAF.

You are able to borrow up to half of your salary to a maximum of £25,000. The loan is taken over 10 years and there is no interest payable. Monthly instalments for the loan are deducted from your salary.

The FHTB can be used in conjunction with HTB.

The government have confirmed that the scheme will run for at least 3 years from 1st April2 014.

 
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